Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

Our Mortgage Loan Officers

Xiangang Zhang
360-degree consulter for your financial situation

NMLS # 809254
 Licensed for CA, FL,GA, MI, MN, NE, OH

3250 W Big Beaver Rd Suite 120, 
 Troy, MI 48084

248-686-8155
frank.zhang@firstchoicemortgageipfs.com

Why am I a Loan Officer?

Xiangang Zhang is focused on building a great team to provide the best loan programs and speedy quality services to fit his client's needs. No matter you are in which stage of your life: just graduate from school or retired senior to enjoy your relax time, have a great credit score or not high enough credit score or whatever, he will be” the just right here for you guys”, to provide professional but easy to understood advises helping clients improve their financial status, and become a true homeowner.
Money is of course not the most important thing in the world but as it is a basic need for most people, offer a suitable mortgage program can help lots of people. The knowledge and skills he learned from this job for about 10 years have helped him to understand his personal financial situation, and make him a nice 360-degree consultant for your financial situation. 

My Experience

Senior Mortgage broker since 2011 & Manager of First Choice Mortgage

Jie Reynolds
Incredible Speedy Women

NMLS # 1653572
 Licensed for CA, MI
3250 W Big Beaver Rd Suite 120, 
 Troy, MI 48084
 248-961-2091
Jie@firstchoicemortgageipfs.com

Why am I a Loan Officer?

After being a Realtor for 2 years, Jie realized the knowledge of Mortgage would help her clients better on their Financial planning. Without hesitation, she achieved her Mortgage License in September 2017. Since then, she started to advise her clients to prepare their Financial Plan earlier before purchasing a property, which may be a few months earlier than their first house tour. The preparation includes how to prepare the Down payment, how to monitor & improve the credit scores, how to arrange the debts, lower the Debt to Income Ratio.

My Experience

Loan Officer, Licensed in Michigan since 2017
Realtor, Licensed in Michigan since 2015
Real Estate Broker, Licensed in Michigan since 2020

Sarah Luo
Mortgage originator, Senior Loan Officer

NMLS # 1988435
Licensed for CA, NE
402-290-5915
sarah.luo@firstchoicemortgageipfs.com

Why am I a Loan Officer?

Sarah really enjoys helping people find the best rate and save money, she is always full of passion and talent to enter in different field and expand herself ability. She believes that when she can help others, the gain is not only her payment but also the benefit for her clients. Most of her clients are finally be her friends.

My Experience

Senior Loan Officer, Licensed in Nebraska since 2020